If you’re missing one or more teeth, you know just how difficult it can be to complete daily tasks like eating, speaking clearly, and smiling with confidence. The good news is that dental implants are available to restore your smile, but they are an investment. Will your dental insurance be able to help you along the journey or will you be left on your own? Continue reading to learn more about how your insurance will play a role in the process of getting dental implants.
Does Insurance Cover Dental Implants?
While most dental insurance plans cover preventive care and partially cover emergency treatment costs, dental implants are placed in a completely different category. There are several different limitations on most insurance plans because the coverage you receive will depend on the amount that your employer wishes to spend on the policy or what is included in your private plan.
The amount that is covered is typically based on the reason that you need to get implants in the first place. Both medical and dental insurance could end up playing a role. Your medical insurance may cover part of your procedure if your tooth loss is a result of a medical condition, trauma to the mouth, or congenitally missing teeth.
In some cases, your crown or bridge being attached to the implants may be partially covered in your dental insurance plan, while the titanium implant is included in your medical insurance. Many dental insurance plans will not cover the surgical portion of getting dental implants. Ultimately, to get the full details of your coverage, you will need to contact your insurance providers before moving forward with your treatment.
There are all sorts of factors to consider when you are looking into getting dental implants. If you have implant coverage from your dental insurance policy, you should still ask about the plan’s annual limit. You may want to plan your treatment in several stages to maximize your coverage.
Are Implants Worth the Cost?
Dental implants are an investment, but you are simultaneously investing in your oral health and appearance. Their initial cost is usually higher than other tooth replacement options, but you could end up saving money in the long run. This is because they are long-lasting and prevent issues related to bone loss.
When you have dentures or dental bridges, you need to have them repaired, replace, and adjusted frequently. Implants last upwards of 30 years with proper maintenance. Many people find that having their smile restored is a priceless solution!
If you still aren’t sure if dental implants are the right option for you? Schedule a consultation with your dentist so you can discuss if you make a good candidate and address any questions you have. This way, you can create a plan to meet your needs!
About the Author
Dr. Ben Wolfe is an experienced dentist who has been working in the field for nearly two decades. He earned his dental doctorate from Oregon Health Sciences University and is committed to continuing education, with a particular focus on dental implants. For more information on dental implants or to schedule an appointment at his office in Hillsboro, visit his website or call (503) 844-6550.